Client Profile:

• Name: Margaret H. (Grantville, PA)

• Situation: Needed cash for medical bills but feared lowball offers

• Assets: Inherited 14K gold necklace (appraised at $950 elsewhere)

The Challenge

Margaret visited 3 local buyers who:
❌ Relied on outdated spot prices (ignoring antique premium)
❌ Offered $850–$950 based on weight alone
❌ Couldn’t explain valuation methods

“I felt pressured to take the first offer.”

Bow Creek’s AI Solution

Our Computer Vision Appraisal System analyzed her necklace in <2 minutes:

1. 3D Scanning

   • Detected intricate filigree work (added 15% craftsmanship premium)

2. Historical Data Cross-Check

   • Identified matching auction prices for similar vintage pieces

3. Real-Time Market Adjustments

   • Gold prices rose 3.2% that morning (algorithm updated instantly)

Offer: $1,218 (28% higher than competitors)

The Result

✅ Transparent Breakdown

• Margaret received a digital report showing:

  • Base gold value ($902)

  • Craftsmanship bonus ($182)

  • Market adjustment (+$134)

✅ No-Haggle Payment

• Funds deposited via instant NetSpend card

✅ Ongoing Support

• Enrolled in price alert system for future sales

“Bow Creek’s tech showed me exactly why my necklace was valuable. I walked out feeling respected – and with money for my prescriptions.”

Key Takeaways